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Topcredit2u is a licensed financial institution committed to empowering Malaysians through accessible, transparent, and responsible lending.
Fill in our simple online form or visit our office. Provide basic personal and financial details.
Upload or submit the required documents. Our team will guide you through every step of the process.
Our credit team reviews your application swiftly. Receive your approval decision within 24 hours.
Upon signing, funds are disbursed directly to your account. Start achieving your goals immediately.
Fast approval and low interest scheme for Home Renovation, Education, CC Repayment and more.
Support your business with reasonable instalment scheme and flexible repayment terms.
Fulfill your property dreams with simple application and low interest rates.
Estimated monthly repayments based on 1.5% monthly interest rate.
| Loan Amount | 12 Months | 24 Months | 36 Months | 48 Months | 60 Months |
|---|---|---|---|---|---|
| RM 5,000 | RM 492 | RM 283 | RM 214 | RM 179 | RM 158 |
| RM 10,000 | RM 983 | RM 567 | RM 428 | RM 358 | RM 317 |
| RM 20,000 | RM 1,967 | RM 1,133 | RM 856 | RM 717 | RM 633 |
| RM 30,000 | RM 2,950 | RM 1,700 | RM 1,283 | RM 1,075 | RM 950 |
| RM 50,000 | RM 4,917 | RM 2,833 | RM 2,139 | RM 1,792 | RM 1,583 |
| RM 80,000 | RM 7,867 | RM 4,533 | RM 3,422 | RM 2,867 | RM 2,533 |
| RM 100,000 | RM 9,833 | RM 5,667 | RM 4,278 | RM 3,583 | RM 3,167 |
| RM 150,000 | RM 14,750 | RM 8,500 | RM 6,417 | RM 5,375 | RM 4,750 |
| RM 200,000 | RM 19,667 | RM 11,333 | RM 8,556 | RM 7,167 | RM 6,333 |
* Estimates only. Contact us for a personalised repayment schedule.
Our consultants are ready to assist you. Get in touch today and let us craft the perfect financial solution for your needs.
“The process was incredibly smooth. I got my personal loan approved within a day and the team was very professional and helpful throughout.”
Personal Loan Client
“Topcredit2u helped expand my business when I needed it most. Their business loan terms are transparent and the repayment is very manageable.”
Business Loan CLient
Bought my first home with Topcreadit2u’s mortgage loan. The advisor was patient, knowledgeable, and made the whole experience stress-free.”
Mortgage Loan CLient
Reach out through any channel. Available Monday to Saturday, 9am – 6pm.
topcreditmalaysia@gmail.com admin@topcredit2u.com
010-429 0406
010-429 0406
Top Credit 2U is operated by EXPRESS CAPITAL SDN. BHD., a licensed moneylender registered with the Ministry of Housing and Local Government Malaysia (KPKT). We provide personal loan services under EXPRESS CAPITAL SDN. BHD. with clear information, eligibility checking, and WhatsApp support.
Company Name: EXPRESS CAPITAL SDN. BHD.
Company Registration No: 201901043099 (1352429-W)
License Validity: 12/06/2024 – 11/06/2026
KPKT License No: WL7483/10/01-3/110626
Registered Address：
20-M，LORONG GOPENG, 41400 KLANG, SELANGOR
Business Address：
NO 1-1 JALAN KLANG SENTRAL 10/KU5 KLANG SENTRAL, 41050 KLANG, SELANGOR