Funding Your Goals,
One Loan at a Time

Tailored loans for individuals & businesses across Malaysia. Fast approval, fair rates, dedicated support.

Apply now

🔒 Your information is safe with us

A decade of
trusted partnership.

Topcredit2u is a licensed financial institution committed to empowering Malaysians through accessible, transparent, and responsible lending.

Happy Clients
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Fast Review
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Low Rate
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Experience
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4 Simple Steps to Your Loan

Submit Application

Fill in our simple online form or visit our office. Provide basic personal and financial details.

01

Document Submission

Upload or submit the required documents. Our team will guide you through every step of the process.

02

Fast approval

Our credit team reviews your application swiftly. Receive your approval decision within 24 hours.

03

Receive Funds

Upon signing, funds are disbursed directly to your account. Start achieving your goals immediately.

04

Choose Your Loan Type

Personal Loan

Fast approval and low interest scheme for Home Renovation, Education, CC Repayment and more.


Interest Rate
1.5% / month
Annual Rate
18% / year
Loan Amount
Rm500 - RM500,000
Requirements

Business Loan

Support your business with reasonable instalment scheme and flexible repayment terms.


Interest Rate
1.5% / month
Annual Rate
18% / year
Loan Amount / Term
Up to 5 yrs
Requirements

Mortgage Loan

Fulfill your property dreams with simple application and low interest rates.


Interest Rate
1.5% / month
Annual Rate
18% / year
Loan Amount / Term
Landed within MY
Requirements

Loan Repayment Schedule

Estimated monthly repayments based on 1.5% monthly interest rate.

Loan Amount12 Months24 Months36 Months48 Months60 Months
RM 5,000RM 492RM 283RM 214RM 179RM 158
RM 10,000RM 983RM 567RM 428RM 358RM 317
RM 20,000RM 1,967RM 1,133RM 856RM 717RM 633
RM 30,000RM 2,950RM 1,700RM 1,283RM 1,075RM 950
RM 50,000RM 4,917RM 2,833RM 2,139RM 1,792RM 1,583
RM 80,000RM 7,867RM 4,533RM 3,422RM 2,867RM 2,533
RM 100,000RM 9,833RM 5,667RM 4,278RM 3,583RM 3,167
RM 150,000RM 14,750RM 8,500RM 6,417RM 5,375RM 4,750
RM 200,000RM 19,667RM 11,333RM 8,556RM 7,167RM 6,333

* Estimates only. Contact us for a personalised repayment schedule.

Take the First Step Towards
Financial Freedom

Our consultants are ready to assist you. Get in touch today and let us craft the perfect financial solution for your needs.

What our Clients Say

“The process was incredibly smooth. I got my personal loan approved within a day and the team was very professional and helpful throughout.”

Ahmad Razif

Personal Loan Client

“Topcredit2u helped expand my business when I needed it most. Their business loan terms are transparent and the repayment is very manageable.”

Siti Liana

Business Loan CLient

Bought my first home with Topcreadit2u’s mortgage loan. The advisor was patient, knowledgeable, and made the whole experience stress-free.”

Jason Lim

Mortgage Loan CLient

Contact Our Team

We're Here to Help

Reach out through any channel. Available Monday to Saturday, 9am – 6pm.

Email

topcreditmalaysia@gmail.com

Whatsapp

010-429 0406

Phone

010-429 0406